{"id":23299,"date":"2023-11-06T10:46:47","date_gmt":"2023-11-06T09:46:47","guid":{"rendered":"https:\/\/barcelonafinanceschool.com\/podcast-la-financiacion-mas-alla-de-los-bancos-fintech-direct-lending-y-tokenizacion-especial-altria-corpo\/"},"modified":"2025-06-20T12:18:24","modified_gmt":"2025-06-20T10:18:24","slug":"podcast-financing-beyond-banks-fintech-direct-lending-and-tokenization-altria-corpo-special","status":"publish","type":"post","link":"https:\/\/barcelonafinanceschool.com\/en\/podcast-financing-beyond-banks-fintech-direct-lending-and-tokenization-altria-corpo-special\/","title":{"rendered":"Podcast | Financing Beyond Banks: Fintech, Direct Lending, and Tokenization [Altria Corpo Special]"},"content":{"rendered":"<p class=\"wp-block-paragraph\">In this new episode, we talk about alternatives to traditional bank financing, such as fintech in general, and direct lending, crowdfunding, or asset tokenization in particular, which are so important in the current context of rising interest rates, banking consolidation (especially in Spain), and credit restrictions.<\/p><p class=\"wp-block-paragraph\">It is interesting to note that while the total assets of non-bank financial institutions are close to 50% of all financial institutions globally, in Spain it does not reach 10%.<\/p><p class=\"wp-block-paragraph\">Why then is Spain lagging behind in non-traditional financing?<\/p><p class=\"wp-block-paragraph\">To discuss these topics, we will have Eloi Noya, General Director of ALTRIA CORPO &#038; INVEST SERVICES SL and Director of Innovation and Technology at Barcelona Finance School.<\/p><p class=\"wp-block-paragraph\">You can now listen to us and follow us on: <a href=\"https:\/\/open.spotify.com\/episode\/2HyU3371fj9MeD6eF5bCza?si=22b13548514b47f5\">Spotify<\/a>, <a href=\"https:\/\/go.ivoox.com\/rf\/118982780\">Ivoox<\/a>, <a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/5-especial-altria-corpo-la-financiaci%C3%B3n-m%C3%A1s-all%C3%A1-de\/id1706305435?i=1000633797607\">Apple Podcasts<\/a> and <a href=\"https:\/\/podcasts.google.com\/feed\/aHR0cHM6Ly9hbmNob3IuZm0vcy9lODlkZTBjMC9wb2RjYXN0L3Jzcw\">Google Podcasts<\/a><\/p><iframe style=\"border-radius:12px\" src=\"https:\/\/open.spotify.com\/embed\/episode\/2HyU3371fj9MeD6eF5bCza?utm_source=generator\" width=\"100%\" height=\"352\" frameborder=\"0\" allowfullscreen=\"\" allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\" loading=\"lazy\"><\/iframe><br\/><p class=\"wp-block-paragraph\">Remember that you also make this podcast, so if there is a topic you are especially interested in or would like us to cover in a new episode, write to us at befinance.podcast@bfs-ief.com<\/p><p class=\"wp-block-paragraph\">See you in the next episode!<\/p>","protected":false},"excerpt":{"rendered":"<p>In this new episode, we talk about alternatives to traditional bank financing, such as fintech in general, and direct lending, crowdfunding, or asset tokenization in particular, which are so important in the current context of rising interest rates, banking consolidation (especially in Spain), and credit restrictions. It is interesting to note that while the total [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":23300,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[213],"tags":[258,259],"class_list":["post-23299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podcast-en","tag-fintech-en","tag-tokenization"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Podcast | Financing Beyond Banks: Fintech, Direct Lending, and Tokenization [Altria Corpo Special] - Barcelona Finance School<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/barcelonafinanceschool.com\/en\/podcast-financing-beyond-banks-fintech-direct-lending-and-tokenization-altria-corpo-special\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Podcast | Financing Beyond Banks: Fintech, Direct Lending, and Tokenization [Altria Corpo Special] - Barcelona Finance School\" \/>\n<meta property=\"og:description\" content=\"In this new episode, we talk about alternatives to traditional bank financing, such as fintech in general, and direct lending, crowdfunding, or asset tokenization in particular, which are so important in the current context of rising interest rates, banking consolidation (especially in Spain), and credit restrictions. 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