Insurance Training Course – Level 3
Earn your certification in Financial and Private Insurance Matters and demonstrate your professional suitability as an insurance broker or distribution manager.
Admission Requirements
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Spanish Qualification: High School Diploma (Bachillerato) or equivalent.
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Foreign Qualification (including EU degrees): Official credential evaluation and recognition (homologación) corresponding to the required Spanish qualification must be provided.
What will you achieve?
Upon completing the program, you will be able to:
Gain a comprehensive understanding of the regulatory, legal, and tax frameworks governing the insurance market and insurance distribution.
Analyze and apply the core principles of risk management, premium calculation, underwriting rate-making, and claims assessment.
Master the legal framework governing insurance contracts, as well as the rights and obligations of policyholders, insured parties, and insurers.
Understand the structure and operational dynamics of coinsurance, reinsurance, and the Insurance Compensation Consortium (Consorcio de Compensación de Seguros).
Acquire advanced technical competencies across diverse lines of non-life, property and casualty, life and personal insurance, as well as insurance-based investment products (IBIPs).
Plan and manage the strategic, administrative, financial, and commercial leadership of an insurance brokerage firm.
Apply relevant regulatory frameworks governing data protection, anti-money laundering (AML), market conduct, and financial consumer protection.
Who is it for?
- Insurance agents and brokers - Insurance company personnel - Entrepreneurs seeking to establish their own insurance distribution firms - Bancassurance operators - Employees directly engaged in insurance distribution activities Mandatory Requirement: Holding this certification is a mandatory legal prerequisite to practice as an insurance broker, bancassurance operator, or head of insurance distribution activities within insurance and reinsurance entities. It also qualifies individuals to operate as exclusive or tied agents.
Methodology and Assessment
To sit for the final exam, candidates must complete all course assessments and achieve a minimum passing grade of 6.0 on each module. Upon successfully passing the final exam and completing verification by the CECAS team, students will be able to download their Level 1 Accredited Training Certificate directly from the learning platform.
Over 30 years leading financial education
Learnability
We promote, facilitate, and enhance your ability to learn quickly and effectively. We adapt to new situations and maintain a continuous improvement mindset.
Employability
We develop the skills and competencies to obtain, maintain, and enhance your professional profile in a competitive and ever-changing market
Glocality
We combine global and local perspectives in a more connected environment to foster collaboration and commitment in solving challenges.
SYLLABUS
Online Training
- Applied theory
- Case Studies
- Online tests
Insurance theory, insurance contracts, contracting party obligations, specialized insurance aspects, and regulatory frameworks affecting insurance distribution.
Basic property, technical, and service insurance; liability insurance; auto insurance; multi-risk insurance; transport insurance; and personal insurance lines other than life.
Personal insurance and the Insurance Contract Law, life insurance modalities, anti-money laundering (AML) regulations, and the public pension system.
Insurance-based investment products (IBIPs), advantages and disadvantages, financial calculation, financial risks, tax regulations, conflicts of interest, and pension plans and funds.
Corporate structure and organization, human resources, marketing, accounting, taxation, European and insurance sector regulations, actuarial statistics, technological innovation, and finance.
